new($processor, %processor_options)

Create a new Business::OnlinePayment object, $processor is required, and defines the online processor to use. If necessary, processor options can be specified, currently supported options are 'Server', 'Port', and 'Path', which specify how to find the online processor (https://server:port/path), but individual processor modules should supply reasonable defaults for this information, override the defaults only if absolutely necessary (especially path), as the processor module was probably written with a specific target script in mind.

content(%content)

The information necessary for the transaction, this tends to vary a little depending on the processor, so we have chosen to use a system which defines specific fields in the frontend which get mapped to the correct fields in the backend. The currently defined fields are:

PROCESSOR FIELDS

login

Your login name to use for authentication to the online processor.

password

Your password to use for authentication to the online processor.

REQUIRED TRANSACTION FIELDS

type

Transaction type, supported types are: CC (credit card), ECHECK (electronic check) and LEC (phone bill billing). Deprecated types are: Visa, MasterCard, American Express, Discover, Check. Not all processors support all transaction types.

action

What action being taken by this transaction. Currently available are:

amount

The amount of the transaction. No dollar signs or currency identifiers, just a whole or floating point number (i.e. 26, 26.1 or 26.13).

OPTIONAL TRANSACTION FIELDS

partial_auth

If you are prepared to handle partial authorizations (see partial_auth_amount()
in TRANSACTION RESULT FIELDS), pass a true value in this field to enable them.

If this flag is not set, a partial authorization will be immediately reversed or voided.

description

A description of the transaction (used by some processors to send information to the client, normally not a required field).

invoice_number

An invoice number, for your use and not normally required, many processors require this field to be a numeric only field.

po_number

Purchase order number (normally not required).

tax

Tax amount (portion of amount field, not added to it).

freight

Freight amount (portion of amount field, not added to it).

duty

Duty amount (portion of amount field, not added to it).

tax_exempt

Tax exempt flag (i.e. TRUE, FALSE, T, F, YES, NO, Y, N, 1, 0).

currency

Currency, specified as an ISO 4217 three-letter code, such as USD, CAD, EUR, AUD, DKK, GBP, JPY, NZD, etc.

CUSTOMER INFO FIELDS

customer_id

A customer identifier, again not normally required.

name

The customer's name, your processor may not require this.

first_name

last_name

The customer's first and last name as separate fields.

company

The customer's company name, not normally required.

address

The customer's address (your processor may not require this unless you are requiring AVS Verification).

city

The customer's city (your processor may not require this unless you are requiring AVS Verification).

state

The customer's state (your processor may not require this unless you are requiring AVS Verification).

zip

The customer's zip code (your processor may not require this unless you are requiring AVS Verification).

country

Customer's country.

ship_first_name

ship_last_name

ship_company

ship_address

ship_city

ship_state

ship_zip

ship_country

These shipping address fields may be accepted by your processor. Refer to the description for the corresponding non-ship field for general information on each field.

phone

Customer's phone number.

fax

Customer's fax number.

email

Customer's email address.

customer_ip

IP Address from which the transaction originated.

CREDIT CARD FIELDS

card_number

Credit card number.

expiration

Credit card expiration, MM/YY.

cvv2

CVV2 number (also called CVC2 or CID) is a three- or four-digit security code used to reduce credit card fraud.

card_token

If supported by your gateway, you can pass a card_token instead of a card_number and expiration.

track1

Track 1 on the magnetic stripe (Card present only)

track2

Track 2 on the magnetic stripe (Card present only)

recurring_billing

Recurring billing flag

ELECTRONIC CHECK FIELDS

account_number

Bank account number

routing_code

Bank's routing code

account_type

Account type. Can be (case-insensitive): Personal Checking, Personal Savings, Business Checking or Business Savings.

nacha_sec_code

NACHA SEC Code for US ACH transactions. 'PPD' indicates customer signed a form giving authorization for the charge, 'CCD' same for a business checking/savings account, 'WEB' for online transactions where a box was checked authorizing the charge, and 'TEL' for authorization via recorded phone call (NACHA script required).

account_name

Account holder's name.

bank_name

Bank name.

bank_city

Bank city.

bank_state

Bank state.

check_type

Check type.

customer_org

Customer organization type.

customer_ssn

Customer's social security number.

license_num

Customer's driver's license number.

license_dob

Customer's date of birth.

FOLLOW-UP TRANSACTION FIELDS

These fields are used in follow-up transactions related to an original transaction (Post Authorization, Reverse Authorization, Void, Credit).

authorization

order_number

txn_date

RECURRING BILLING FIELDS

interval

Interval expresses the amount of time between billings: digits, whitespace and units (currently "days" or "months" in either singular or plural form).

start

The date of the first transaction (used for processors which allow delayed start) expressed as YYYY-MM-DD.

periods

The number of cycles of interval length for which billing should occur (inclusive of 'trial periods' if the processor supports recurring billing at more than one rate)

test_transaction()

Most processors provide a test mode, where submitted transactions will not actually be charged or added to your batch, calling this function with a true argument will turn that mode on if the processor supports it, or generate a fatal error if the processor does not support a test mode (which is probably better than accidentally making real charges).

require_avs()

Providing a true argument to this module will turn on address verification (if the processor supports it).

submit()

Submit the transaction to the processor for completion.

If there is a gateway communication error or other "meta" , the submit method will throw a fatal exception. You can catch this with eval {} if you would like to treat gateway co

is_success()

Returns true if the transaction was approved by the gateway, false if it was submitted but not approved, or undef if it has not been submitted yet.

partial_auth_amount()

If this transaction was a partial authorization (i.e. successful, but less than the requested amount was processed), then the amount processed is returned in this field.

(When is_success is true but this field is empty or 0, that indicates a normal full authorization for the entire requested amount.)

error_message()

If the transaction has been submitted but was not accepted, this function will return the provided error message (if any) that the processor returned.

failure_status()

If the transaction failed, it can optionally return a specific failure status (normalized, not gateway-specific). Currently defined statuses are: "expired", "nsf" (non-sufficient funds), "stolen", "pickup", "blacklisted" and "declined" (card/transaction declines only, not other errors).

Note that not all processor modules support this, and that if supported, it may not be set for all declines.

authorization()

If the transaction has been submitted and accepted, this function will provide you with the authorization code that the processor returned. Store this if you would like to run inquiries or refunds on the transaction later.

order_number()

The unique order number for the transaction generated by the gateway. Store this if you would like to run inquiries or refunds on the transaction later.

card_token()

If supported by your gateway, a card_token can be used in a subsequent transaction to refer to a card number.

txn_date()

Transaction date, as returned by the gateway. Required by some gateways for follow-up transactions. Store this if you would like to run inquiries or refunds on the transaction later.

fraud_score()

Retrieve or change the fraud score from any Business::FraudDetect plugin

fraud_transaction_id()

Retrieve or change the transaction id from any Business::FraudDetect plugin

response_code()

response_headers()

response_page()

These three fields are set by some processors (especially those which use HTTPS) when the transaction fails at the communication level rather than as a transaction.

response_code is the HTTP response code and message, i.e. '500 Internal Server Error'.

response_headers is a hash reference of the response headers

response_page is the raw content.

result_code()

Returns the precise result code that the processor returned, these are normally one letter codes that don't mean much unless you understand the protocol they speak, you probably don't need this, but it's there just in case.

avs_code()

cvv2_response()

transaction_type()

Retrieve the transaction type (the 'type' argument to contents()). Generally only used internally, but provided in case it is useful.

server()

Retrieve or change the processor submission server address (CHANGE AT YOUR OWN RISK).

port()

Retrieve or change the processor submission port (CHANGE AT YOUR OWN RISK).

path()

Retrieve or change the processor submission path (CHANGE AT YOUR OWN RISK).

build_subs( @sub_names )

Build setter/getter subroutines for new return values.

get_fields( @fields )

Get the named fields if they are defined.

remap_fields( %map )

Remap field content (and stuff it back into content).

required_fields( @fields )

Croaks if any of the required fields are not present.

dump_contents

silly_bool( $value )

Returns 1 if the value starts with y, Y, t or T. Returns 0 if the value starts with n, N, f or F. Otherwise returns the value itself.

Use this for handling boolean content like tax_exempt.